Verma, A. and Balasubramanian, K. 2020. The Influence of Digital Payments on Consumer Spending Behaviour. International Journal of Emerging Trends in Multidisciplinary Research. 3, 2 (Dec. 2020), 01–13. DOI:https://doi.org/10.67228/30715636/IJETMR-2020PII1V8S.